"...Sustainable Livelihoods through Micro-Credit for the Poorest is one of 10 projects under the United Nations Development Programme?s multisectoral Human Development Initiative Extension (HDIE) programme in Myanmar. It provides credit and assistance in building small businesses to people in 11 of the poorest townships in Myanmar: three in the Delta (Ayeyarwady Division), five in Shan State, and three in the Dry Zone of central Myanmar. The Micro-Credit project targets especially those who would not normally qualify for credit through the banking system: women, the landless, and other marginalized groups. Experience elsewhere has shown that with the right types of support, these people are excellent credit risks; repayment rates often approach 100%. Overall, it is hoped to benefit about 30,000 of the poorest households (200,000 people) in the 11 townships..."